Have overripe bananas? Skip the banana bread and make these Banana Chocolate Chip Muffins with Coconut instead! They’re soft, moist, and loaded with banana, chocolate chips, and coconut for a fun, delicious twist on your usual banana recipe.
Looking for even more muffin recipes? Try these Lemon Muffins or these Chocolate Chip Muffins.

I feel like we go through spurts with bananas. Sometimes, the kids eat all of the bananas within days of getting them. Other times, almost all of the bananas start to go bad.
So I always have an arsenal of banana recipes on hand to use up any super ripe bananas. And since we love muffins, of course these Banana Chocolate Chip Muffins with Coconut are on the rotation!

Ingredients
- Flour: I have only tested this recipe using all-purpose flour.
- Baking Soda: I only use baking soda for this recipe. This is for texture and for the rise.
- Cinnamon: These muffins do not taste like cinnamon, but the cinnamon does add in some warmth in the background.
- Salt: The salt helps to balance the flavors and helps with the texture.
- Bananas: You will need 3 large bananas. This should be about 1 1/2 cups of mashed bananas.
- Sugar: You need granulated sugar.
- Butter: I like melted butter in this recipe. But you could also sub in oil.
- Egg: You just need one large egg.
- Vanilla: I like to use a good vanilla extract for the best flavor.
- Chocolate Chips: You can use regular sized chocolate chips or mini chocolate chips. I used regular this time, but if you use mini, it assures that you get some chocolate in every bite.
- Coconut: Feel free to use sweetened or unsweetened coconut. I always have sweetened on hand, so that is what I typically use.

How to Make Banana Chocolate Chip Muffins with Coconut
STEP 1: Whisk all of the dry ingredients in a bowl. This is the flour, baking soda, cinnamon, and salt.
STEP 2: In another bowl, mash the bananas with a fork. You can leave some chunks, but I usually like to mash them up pretty well.

STEP 3: To the mashed bananas, add the sugar, melted butter, egg, and vanilla extract. Mix this together well.
STEP 4: Pour the dry ingredients into the wet ingredients. Mix this together, but not all the way. There should still be some chunks of the dry ingredients.

STEP 5: Add the chocolate chips and the coconut, and fold them in until fully mixed. Do not overmix, but you do want to make sure everything is evenly combined.
STEP 6: Divide the batter between 12 muffin cups. If desired, top each with a few more chocolate chips and coconut. Bake the muffins at 425ºF for 5 minutes before lowering the temperature to 350ºF. Continue to bake until they are golden brown and a tester inserted in the center comes out clean.

Tips and Tricks
- Make sure you start with overripe bananas. I like them the best (for baking) when they are full of brown spots on the peels, but before the peel is completely black. The bananas will get sweeter the riper they are, so I like them just before they go to that too ripe point.
- Don’t like coconut? It can easily be left out of this recipe.
- In fact, this makes great plain banana muffins if you want to leave the chocolate chips and the coconut out! (Although I 100% recommend you make them with both.)
- If you’ve made any of my other muffin recipes, you’ll know that I always say to only stir the ingredients until combined. If you want tender muffins, do not overstir the batter.
- You can store any leftovers in an airtight container. Do be aware, though, that any banana baked goods tend to get a little gummy, so these are best eaten within a day or two.
- You can also freeze any leftover muffins. I like to wrap them individually so that it is easy to pull out one muffin at a time, as needed.

More Banana Recipes
Banana Bread Recipe with Caramel Frosting
Banana Oat Bread
Chocolate Banana Muffins
Banana Toffee Muffins
Peanut Butter Banana Bread with Chocolate Chips
Banana Coffee Cake with Honey Glaze
Banana Crumb Muffins
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Banana Chocolate Chip Muffins with Coconut
Ingredients
- 1 1/2 cups all-purpose flour
- 3/4 teaspoon baking soda
- 1/2 teaspoon ground cinnamon
- 1/4 teaspoon salt
- 3 large ripe bananas (about 1 1/2 cups mashed banana)
- 1/2 cup granulated sugar
- 5 tablespoons unsalted butter melted
- 1 large egg
- 1 teaspoon vanilla extract
- 1/2 cup semi sweet chocolate chips plus more for topping
- 1/2 cup dried sweetened coconut plus more for topping
Instructions
- Preheat the oven to 425ºF. Line 12 muffin tins with paper liners or spray with nonstick cooking spray.
- In a bowl, combine the flour, baking soda, cinnamon and salt.1 1/2 cups all-purpose flour, 3/4 teaspoon baking soda, 1/2 teaspoon ground cinnamon, 1/4 teaspoon salt
- Peel the bananas, place them in a bowl, and mash them with a fork. Add the sugar, melted butter, egg, and vanilla extract and mix to combine.3 large ripe bananas, 1/2 cup granulated sugar, 5 tablespoons unsalted butter, 1 large egg, 1 teaspoon vanilla extract
- Stir the dry ingredients into the wet ingredients, just until combined. Do not over mix.
- Fold in the chocolate chips and the coconut.1/2 cup semi sweet chocolate chips, 1/2 cup dried sweetened coconut
- Divide the mixture evenly between the prepared muffin cups. Sprinkle a few extra chocolate chips and a bit of extra coconut over the top of each and transfer the pan to the oven.
- Bake the muffins for 5 minutes, then reduce the heat to 350ºF. Continue to bake until the muffins are golden brown and baked through, another 18-20 minutes, for a total of 23-25 minutes.
- Let the muffins cool for a few minutes before removing from the muffin tin.







Valerie says
Those look really good. I love coconut.
Natalie says
ooh I just made some banana coconut muffins–I should've used chocolate chips in there too!!
Val says
These look and sound like the most perfect muffins! I love all the flavors.
Vivienne says
haha my colleagues are always talking about how their kids taste change all the time too!
i love a good muffin for morning tea…hmmm
Liz says
I love banana choc chip muffins, coconut makes a great addition!
triciamolina says
these look amazing! i definitely will try them!
Georgia (The Comfort of Cooking) says
What a delicious flavor combination – banana and coconut, mmm! I'll have to try these soon. Your recipe and photography are just great, as usual. Thanks for sharing, Deborah!
Joanne says
The banana/coconut combo always puts me in such a tropical mood! Love it!
My little sister used to be the same way when she was a kid…about clothes, about food…about which parent she liked better. She grew out of it though 😛
kat says
I remember going through those phases as a kid. This reminds me I have a lot of banana frozen to turn into bread
Tasha says
I buy tons of bananas, and freeze what we don't eat in time to toss in the food processor with PB to make "ice cream" for a guilt free dessert, but it's a little cold for frozen treats right now. This is a perfect alternative. I know my muffin-loving little one would LOVE the combo of bananans and chocolate chips!
Jennifurla says
the coconut on top is what does it for me! Delish, my daughter at only 2 1/2 is the same with food.
Karly says
Ooh, I haven't seen that combo before! Yum!
Maria says
Ooonh, I love the coconut in there!
claire says
i love the toasted coconut on the tops of them!
they look amazing deborah!
Barbara says
Those muffins are chock full of good stuff, Deborah! I fiddled around with a recipe like this over the holidays. Used roasted bananas, which I've never done before.
Rosa's Yummy Yums says
Those look terrific! An exquisite combo.
Cheers,
Rosa